Cigna flex spending account eligible items

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FSA elections do not continue from year to year. This includes expenses such as copays, deductibles and coinsurance under your medical, dental, vision and prescription plans. This plan offers a Flex Debit Card that can be used to pay these qualified expenses during the calendar year. Note: if you do not enroll in an FSA for the following year, your debit card will be deactivated on December Eligible claims incurred or paid after December 31 will have be paid and reimbursed through a manual reimbursement form.

Elections for FSAs are for the calendar year. Expenses must be incurred during the calendar year and submitted by March 31 of the following year. If you terminate employment mid-year, you may only be reimbursed for eligible expenses incurred from your date of enrollment through your last day of work. Changes to FSAs can only be made if there is an IRS qualifying event and the change is consistent with the qualifying event. This was a temporary provision for those years only and does not apply to accounts.

More information on these temporary provisions can be found in the letters mailed and emailed to participants in April Return to the Employee Health, Wellness and Benefits homepage. Information, Forms and Resources. For a full list of eligible expenses, see IRS Publication All expenses incurred by December 31, , must be submitted to Discovery Benefits no later than March 31, for reimbursement.

If you are enrolled in a Dependent Care FSA for , you may continue to incur claims through March 15, and file claims by March 31, to Discovery Benefits for reimbursement. All expenses incurred by December 31, , must be submitted to Discovery Benefits no later than March 31, to Cigna for reimbursement.

Health Care Account Health care accounts allow you to pay for certain eligible expenses using pre-tax dollars. Eligible expenses are set by the IRS and include: Deductibles for medical, dental and vision Copayments Chiropractor costs, and more Coinsurance Prescriptions For a full list of eligible expenses, see IRS publication Dependent Care Account If you have dependents, you may have to pay a caregiver to look after them while you work or attend school.

Examples of eligible dependent care expenses include: Child or adult daycare center fees Before-school or afterschool care not including tuition expenses In-home care costs Summer or holiday day camp For a full list of eligible expenses, see IRS Publication

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The plans offered here do not offer pediatric dental coverage and you want to choose a Qualified Health Plan offered by a different issuer that covers pediatric dental services or a separate dental plan with pediatric coverage.

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